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Poliçe genel şartlarında yeralan rizikonun gerçekleşmesi ( menfaatin zarara uğraması ) halinde, sigortacının tazminat ödeme yükümlülüğünün doğması durumudur.
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Bu tutanak yalnız maddi hasarla sonuçlanan kazalardan sonra kazaya karışan diğer sürücü veya sürücülerle kazanın oluş şeklinin tutanak ile tespitinde anlaştığınız takdirde doldurulacaktır.
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